What’s Considered a Natural Disaster, and Am I Covered?
Posted: April 16, 2023
Natural disasters happen. Although no one can predict when they will occur, homeowners insurance can give you peace of mind. First, however, it is essential to understand what qualifies as a natural disaster under the terms of your policy. Homeowners insurance covers a vast range of natural disasters, including those caused by fire, tornadoes, hail, explosions, windstorms, volcanoes, hurricanes, and extreme cold. That said, homeowners...
15 Essential Things You Should Know About Your New House
Posted: March 28, 2023
Moving into a new house is an exciting time. But it can also come with a steep learning curve.From the moment you get the keys, you’ll start to discover what makes your home unique – including the many systems that make it function.As you familiarize yourself with the ins and outs of a new space, it helps to start with the basics. Because, let’s be...
Can Having an Eco Friendly Home Reduce Your Homeowners Insurance?
Posted: March 3, 2023
Your homeowners insurance premiums can be reduced with eco-friendly changes to your home environment. Any way to reduce monthly costs is valuable, and it is worth considering whether making changes could help you save. Some of the incentives offered by several insurance providers include: LEED certification for a home: LEED, or “Leadership in Energy in and Environmental Design,” is a green building rating, which most...
Help Your House Recover from Frost Heave
Posted: March 1, 2023
Frost heave occurs when ice forms underneath soil. As the frozen soil switches between freezing and thawing, it can cause the very foundation of your house to shift since frozen soil has about 10 percent more volume than dry soil. This can lead to serious structural damage to your foundation. Unfortunately, frost heave is not covered under most homeowners policies. Frost heave can happen in...
The Ultimate Guide to Downsizing
Posted: February 13, 2023
As you approach retirement age, life is full of transitions. Your adult children grow up and move out on their own. You prepare to say goodbye to full-time work for good. And if you’re like many baby boomers, you may also think about downsizing your home.According to a report from Zillow Group, 24% of recent home buyers were age 60 or older – a 47%...